Collectors aren’t All Bad!
Collections made "Many would have you believe that all bill collectors are Ogres or worse, but it is a fact that collectors are the reason you receive credit. Approximately 81% of the people who receive credit will pay on time, 16% will pay slowly, and only 3% will try and not pay at all. Pretty amazing isn’t it that only 19% of those receiving credit don’t pay as agreed, yet that percentage represents the profit most creditors will make and if it is not collected they would go “out of business”; collectors are the motivational factor that makes it possible for credit grantors to continue providing you and I with the opportunity to buy now and pay later. To learn more about this, read the book The Debt.